Do you want "no-cost"
term life insurance?

“No-cost” term life insurance, or Return of Premium Term (RPT) from Illinois Mutual, gives you necessary insurance protection if needed and your money back if not! When you purchase RPT, 100% of all base premiums* paid by the end of the selected term period are returned to you as long as the policy is in force. This effectively provides you with “no-cost” coverage for the protection period.

With RPT, the 100% tax-free return of premium at the end of the term period can be used for retirement needs, college funds or as a lump sum payment for permanent life insurance solutions, such as final expenses or wealth transfer.